Beneficiary deeds apply only to the real estate and the buildings on it. The household effects and tangible personal property cannot be designated by a beneficiary deed but only through a Will (or a Will with a Trust). You can avoid probate with a Beneficiary Deed on the property and a Will for your tangible personal property if such property has an aggregate value of less tan $50K. Be sure that you accounts have "pay on death" designations or your Will may have to be probated anyway.